<b id="gy0bx"><noscript id="gy0bx"></noscript></b>
<tt id="gy0bx"><form id="gy0bx"></form></tt>

<tt id="gy0bx"><noscript id="gy0bx"></noscript></tt>
  • <tt id="gy0bx"></tt>

    <source id="gy0bx"><menuitem id="gy0bx"></menuitem></source>

    <rt id="gy0bx"><menuitem id="gy0bx"></menuitem></rt>
  • <rp id="gy0bx"></rp>
  • <tt id="gy0bx"><noscript id="gy0bx"></noscript></tt>
    <s id="gy0bx"></s><b id="gy0bx"></b>
  • <tt id="gy0bx"><noscript id="gy0bx"></noscript></tt>
    <rt id="gy0bx"><progress id="gy0bx"></progress></rt>
  • Tools & Calculators

    Calculate Your Life Insurance Needs

    icon-liabilities
    What liabilities do you have?

    Liabilities could include your mortgage, car loans, credit card debt or any other debt you might have.

    Total $ 0
    icon-income
    What income do you want to replace?

    How much would your family need for ongoing living expenses if they could no longer rely on your income? How long would they need the income – until your spouse reaches retirement or maybe until the children graduate college?

    Total Income to Replace (pre-tax) $ 0
    icon-final-expenses
    What final expenses do you expect?

    Final expenses can include medical expenses, short-term living expenses for your family (including emergency savings) and funeral costs. If you need a starting point, we recommend estimating $15,000.

    Total $ 0
    icon-education-expenses
    What are your family's education needs?

    Are there any future education expenses you'd like to cover, such as college or private school tuition for your children or grandchildren?? (Reduce this amount by any dedicated education savings.)

    icon-charity
    Would you like to leave something for your heirs or charity?

    Enter any additional amount or inheritance you'd like to leave your loved ones here.

    icon-family-inheritance
    What assets would be available for your family?

    This would include any additional assets that were not captured by the other inputs, such as current life insurance policies, business or real estate investments or any other investments.

    Different types of investments have different tax implications. Be sure to discuss this with your qualified tax professional.

    Total $ 0

    Assumptions

    If you're unsure, we recommend estimating 3.00%.

    State and Federal

    This is the rate of return your loved ones would expect to receive if they invested their life insurance proceeds. We recommend estimating 6.0%.

    Life Insurance Needs Results

    Need Met by Current Coverage & Assets $ 0
    Total Life & Legacy Need $ 0
    Coverage Shortfall $ 0

    Details

    icon-liabilities Liabilities $ 0
    icon-income Income Replacement ###
    icon-final-expenses Final Expenses $ 0
    icon-education-expenses Education $ 0
    icon-charity Legacy ###
    Total Life & Legacy Need $ 0
    Inflation Rate
    Income Tax Rate
    Rate of Return
    Current Life Insurance $ 0
    Available Assets $ 0
    Need Met by Current Coverage & Assets $ 0
    Coverage Shortfall $ 0

    Find a Financial Advisor

    Find a Financial Advisor

    Select a State and then enter a last name

      Are you covered?

      Help protect your family's financial future with life insurance.

      Read more

      When is perm better than term?

      For life insurance needs of 20 years or more, permanent insurance may be a better option.

      Read more

      Do you have a short-term insurance need?

      Term life insurance might be a better option.

      Learn more
      亚洲系列